When most people think about powerful financial institutions, they picture names that regularly appear in headlines. Goldman Sachs is associated with investment banking. JPMorgan Chase is recognised as one of the world’s largest banks. BlackRock and Vanguard have become almost synonymous with index funds, retirement portfolios and institutional ownership. State Street is different. It is … Read more
Imagine an ordinary morning. You wake up and check your Apple iPhone. You scroll through a social media platform owned by one of the world’s largest technology companies. You buy a coffee, pay with a Visa card, drive a car filled with fuel supplied by a global energy company and perhaps stop at a major … Read more
BlackRock has become one of the most powerful, misunderstood and frequently criticised companies in the modern financial system. To some people, it is simply a successful investment management company that provides affordable funds, retirement solutions and financial technology. To others, it represents something far more troubling: an unelected financial empire with significant stakes in thousands … Read more
The idea of building an investment portfolio that could eventually replace a salary sounds almost too good to be true. Most people spend the majority of their adult lives exchanging hours for money. We wake up, travel to work, complete our shifts, return home, recover and then repeat the process. Our income depends on our … Read more
Most people grow up learning how to work for money, but very few are taught how to build wealth. We are encouraged to study hard, find a secure job, pay our bills, save whatever remains and hope that one day we will have enough money to retire. There is nothing wrong with honest employment. A … Read more
There is a particular kind of stress that comes from not having enough money. It is the anxiety of checking your bank balance before approaching the supermarket checkout. It is calculating whether a payment will leave enough money for petrol, electricity or food. It is hoping that no unexpected expense arrives before the next payday. … Read more
Most people want to become wealthier, but many never decide how they are actually going to achieve it. They jump from one opportunity to another. One month they are interested in cryptocurrency. The next month they want to start an online shop. Soon afterwards, they are studying property, artificial intelligence, day trading, affiliate marketing or … Read more
Talent is valuable. Intelligence is valuable. Connections, education and opportunity can all make the journey towards success easier. However, none of them can guarantee that a person will fulfil their potential. There is another quality that is often less glamorous but far more dependable: the willingness to work consistently when other people become distracted, discouraged … Read more
When people look at billionaires, successful entrepreneurs and powerful business leaders, it is tempting to assume that they possess something ordinary people do not. Perhaps they were born with extraordinary intelligence, inherited the right connections or discovered a secret opportunity that was unavailable to everyone else. That assumption can be comforting because it allows us … Read more
Most people would like to earn more money. They would like to pay off their debts, improve their homes, travel more often, invest for the future and spend more time with the people they love. They may dream about leaving an exhausting job, starting a business or building enough passive income to gain greater control … Read more